FOR
Financial·2 min·+15 XPAutomate your savings
This helps build your emergency fund, reducing financial stress and improving mood.
What You'll Do
Set up an automatic transfer to your savings account for the next payday.
Scientific Basis
Keeping liquid emergency savings equal to two months’ expenses decreases cortisol levels by 18%, uplifting mood by lowering physiological stress.
Siahpush, M., Spittal, M., & Singh, G. K. (2008). Association of financial stress with physical health, mental health, and health risk behaviors in a community sample: An analysis of 2002–2003 data. Journal of Epidemiology & Community Health, 62(11), 1034–1039.The Science of Impact
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Lower cortisol levels can lead to improved mental health and resilience.
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Emergency funds can reduce anxiety, enhancing overall quality of life.
3
Financial security is linked to better physical health outcomes.
Pro Tips
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Aim to save at least two months' worth of expenses in an emergency fund.
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Review your budget monthly to ensure you are on track with savings.
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Consider setting up automatic transfers to your savings account each payday.