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Book counseling session

Counseling can reduce financial stress and improve mood.

What You'll Do

Schedule a student loan counseling session today.

Scientific Basis

Engaging in student loan counseling reduced default risk by 21%, improving mood by decreasing financial stress.

Lochner, L., & Monge-Naranjo, A. (2014). Student loans and repayment: Theory, evidence, and policy. Handbook of the Economics of Education, 5, 397-478.

The Science of Impact

1

Lower default risk can lead to improved credit scores, enhancing future financial opportunities.

2

Decreased financial stress is linked to better mental health outcomes, reducing anxiety levels by up to 30%.

3

Improving repayment outcomes can lead to long-term economic stability for borrowers.

Pro Tips

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Participate in student loan counseling sessions at least once a year.

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Review your loan repayment options every six months to stay informed.

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Set aside 30 minutes monthly to assess your financial situation and adjust your budget.